These Days Are Ours, by Michelle Haimhoff

Repellent post 9/11 novel about underachieving spoiled rich kids in NYC. From the vain and narcissistic protagonist who wants another terrorist attack to happen so she wont be under pressure to get a job to the trust fund kid who walks around with holes in his sweaters, every character was unpleasant except Adrian, a 'poor kid' who went to Brown on scholarship, and doesn't need to hang out with this pack of losers.